Request for Comments: New Jersey Professional Licensing

Person getting a license

We are asking for public comment about the possibility of setting up courses to help individuals get licensed to sell insurance in NJ and across the country.  We are looking into how to get accredited by the state but are very early in the process.  Would you even be interested? There are new products to tackle baby boomers needs like hybrid LTC, and many other things.

New Jersey is blessed with colleges and Universities such as Princeton and we are trying to connect students and recent graduates with a job opportunity in the financial field of retirement planning and insurance.  There is a huge segment of our population, Baby Boomers, who have begun to retire and will continue to retire and need help planning for their financial future.

Potential Courses

Educational courses themed with senior and retirement planning could help train the next generation of financial professionals in New Jersey and other New England states could also be a huge job creator.  

The educational course will focus on the fact people are living longer and the need for year and years of financial planning will be critical in helping the Baby Boomers not outlive their money.  Retirement planning tools such as annuities which will guarantee an income for life or hybrid Long Term Care Insurance which will pay for the high cost of needing long term care in a nursing home or pay a life insurance tax free death benefit if care is never needed. According to HybridLTC, a clearinghouse for these types of policies, this market segment is growing quickly.

The insurance product are sophisticated and can be complex so an educational course that can help get bright students licensed to sell insurance in New Jersey and News York will be a huge boon for seniors in that area and across the country. Hybrid Long Term Care Insurance for example has five different moving parts and their are a dozen or so insurance companies that sell a hybrid long term care plan and each company’s product is a bit different.  

Having educational courses designed to properly train students how to sell hybrid long term care insurance and annuities will be critical to helping New Jersey residents age gracefully and in style.  Keep an eye on this site for more updates on these educational courses as we get them on the books.

Here are the Top Colleges and Universities in New Jersey

A school building

Wondering why you should choose New Jersey as your new residence for your college years? You aren’t alone. However, with top schools such as Princeton, an Ivy League institution, and two different tech centers–New Jersey Institute of Technology and Stevens Institute of Technology–this state is definitely geared toward the success of college students. Also, the beach is just a short trip away and a few of the biggest cities in the nation are nearby–many within driving distance. Some of the top colleges and universities to consider in New Jersey can be found here.

Princeton University: Princeton, New Jersey

Even though this is the fourth oldest college in the U.S., originally chartered in 1746, this University is definitely not resting on its laurels. In fact, the school is known as a leading center for research with the graduate programs, without neglecting any of the undergraduates on campus. It has a commitment to excellence and only a seven percent acceptance rate; however, 97 percent graduation rate. However, this college doesn’t come cheap, so it is a good idea to have funding in place if considering going here.

Stevens Institute of Technology: Hoboken, New Jersey

This College has made a name for itself as being on of the strongest research colleges in the nation. With projects in research ranging from finance to healthcare, this location is definitely considered a leader in innovation. Getting in can be difficult, with less than half of all applicants being accepted; however, those who do make the cut will receive unparalleled support and an 80 percent graduation rate.

The College of New Jersey: Township, New Jersey

There are many colleges that just specialize in a few fields; however, The College of New Jersey offers students a first-rate education in a number of different disciplines. It has a graduation rate of 87 percent and allows those majoring in liberal arts to surround themselves with other like-minded students. Also, with a 289 acre campus, students are bound to get plenty of fresh air and exercise walking from class to class.

Rutgers University Newark: Newark, New Jersey

Found in the heart of the biggest city in New Jersey, Rutgers University in Newark provides students with the chance to pursue higher education all while taking advantage of everything this city has to offer. The inclusive student body makes this college a leader in religious, ethnic and racial diversity and boasts a staff of more than 600 bodies. This is also one of the most affordable colleges in New Jersey, which makes it even more appealing for students.

Rowan University: Glassboro, New Jersey

The college, formerly known as Glassboro State College, received an amazing opportunity and name change in 1992 when Henry Rowan donated a total of $100 million to the institution. This allowed the college to morph into one of the best universities in the entire state of New Jersey. Not only is it a great college, it is also recognized by the EPA due to its environmental sustainability methods it has in place.